TL;DR
- Most timeshare points are worth $0–$0.20 per point on the secondary market — a fraction of what developers charge at retail ($0.50–$2+).
- The exception is Disney Vacation Club (DVC): secondary market values run $0.80–$1.50/pt due to sustained Disney demand.
- Wyndham and Bluegreen points are worth almost nothing on resale — $0.004–$0.012/pt — less than the annual maintenance fee cost to keep them.
- Points do have real value if you use them for their intended purpose: actual vacations at resorts where cash rates are high.
- If you haven't used your points in 2+ years, you're paying maintenance fees for an asset with near-zero resale value.
The honest answer to "are my timeshare points worth anything?" is: it depends on which brand you own, and what you mean by "worth something."
On paper, developers price their points at $0.50 to $2.00+ per point. A package of 154,000 Wyndham points might cost $60,000–$80,000 at a sales presentation. In the secondary market, that same allocation often sells for under $2,000. The math is brutal — and it's not a glitch. It's how the industry is structured.
Why Points Lose Value
Developers sell new inventory continuously. They have no incentive to prop up the secondary market — in fact, resale prices being low is a competitive advantage, because it means there's no easy off-ramp for owners who want to exit. If you could sell your Wyndham points for $40,000, you'd have a reason to leave. Because you can't, you keep paying maintenance fees.
The structural factors that depress resale value:
- Developer saturation. Every year, developers sell more new points. There's always fresh inventory for buyers to choose from at the source, which undercuts secondary demand.
- Annual maintenance fees. When you buy points on the secondary market, you inherit the annual fee obligation — often $1,000–$2,500/yr. That fee is the primary cost buyers factor into their offer. High fees = lower offers.
- Restrictions and blackout periods. Many plans have peak-season blackout dates, short booking windows, or limited resort access that reduce utility.
- Brand-specific exchange limits. Not all points exchange into the same inventory. A Bluegreen owner can't book a Marriott resort with their Bluegreen points — which limits what buyers can do with the contract.
Secondary Market Values by Brand (2026)
These figures reflect what secondary-market buyers will actually pay for contracts — not what the developer charges at retail.
Disney Vacation Club (DVC): $0.80–$1.50 per point. The strongest secondary market of any timeshare brand. DVC points can book Disney resort rooms that routinely go for $500–$900/night on the open market. Demand from Disney fans who can't get a direct DVC contract drives prices up. A buyer with 160 DVC points can book a week at a Deluxe resort where cash rates would cost $4,000+. The math works.
Marriott Vacation Club (MVC): $0.35–$0.90 per point. Premium resorts, a trusted brand, and relatively limited secondary supply keep MVC values well above the pack. Specific resorts (Ko Olina, Maui, Marbella) carry stronger resale demand than lower-tier properties.
Hilton Grand Vacations (HGV): $0.10–$0.20 per point. Decent but not exceptional. The HGV network covers 150+ resorts, which gives buyers flexibility, but the per-point value is modest.
Diamond Resorts (now HGV Max): $0.08–$0.18 per point. Slightly below standard HGV points because Diamond's 70+ resorts are a smaller footprint, and the 2021 merger integration introduced some conversion complexity.
Wyndham Club / WorldMark: $0.005–$0.012 per point. Among the lowest secondary market values of any major brand. Wyndham has one of the largest networks in the industry (230+ resorts), but maintenance fees run high and developer inventory is abundant — both depress resale prices. A 154,000-point Wyndham allocation is often worth $800–$1,800 in a secondary sale.
Bluegreen / Bass Pro: $0.004–$0.010 per point. Similar situation to Wyndham — high inventory, modest resort quality relative to maintenance costs, and weak secondary demand.
Westgate: $0.004–$0.010 per point. Westgate has a loyal following for specific properties (Orlando, Park City) but is not in TRP's buying network and has limited secondary liquidity.
When Points DO Have Real Value
Points are worth something when you use them. This sounds obvious but it's often missed.
If you own 154,000 Wyndham points and you take a week-long vacation at a Wyndham resort where the room rate would otherwise be $1,800 — you got $1,800 worth of vacation for the cost of maintenance fees (around $1,800–$2,000/yr). The math roughly breaks even to slightly positive. You're not losing money; you're just not getting ahead.
DVC is the clearest case where points outperform cash. A one-bedroom villa at Disney's Grand Floridian Resort runs $700–$900/night in the cash market. A week costs $5,000–$6,000. DVC owners paying $1,500–$2,000/yr in maintenance fees who book that same villa are ahead by a meaningful margin. The economics of DVC only work if you actually go to Disney — but if you do, they work well.
The formula for "points with real value": high cash room rate at the resort you want to use, maintenance fees low relative to the stay value, and actual usage every year.
When Points Have No Real Value
- You haven't used them in 2+ years.
- The maintenance fee is higher than what you'd pay booking the same resort on Hotels.com or Expedia.
- You're paying a loan on top of maintenance fees — the effective cost per stay is high.
- The resale value is near zero and you can't easily exit.
In these cases, points are a liability, not an asset. The question isn't "what are my points worth" — it's "how do I stop paying for them."
What to Do If Your Points Have Low Resale Value
Getting a cash offer is the fastest way to determine your real secondary market value. If the offer is low, weigh it against continuing to pay maintenance fees for years. A $1,000 cash offer on a Wyndham contract that costs $1,800/yr in fees is still better than paying those fees for five more years before finding a buyer.