Sell Disney Vacation Club Points for Cash
DVC points sit at the top of the per-point cash market — $13–$19 per point, compared to half a cent for Wyndham. A 150-point annual allocation typically nets $1,950–$2,850 in cash. Here is what moves the offer and how the 48-hour process works.
What DVC points pay (2026)
Disney Vacation Club points rent for roughly $13–$19 per point on the secondary market — the highest per-point rate of any program TRP buys. The small allocation sizes (most DVC owners hold 100–250 points per year) are why the per-point rate is so high: demand for DVC stays outstrips supply because Disney controls the resort inventory tightly.
| Allocation | Annual cash range | Typical buyer use |
|---|---|---|
| 100 points | $1,300–$1,900 | Studio at a value resort, weekday booking |
| 150 points | $1,950–$2,850 | Studio or 1BR at a standard resort, short week |
| 200 points | $2,600–$3,800 | 1BR at a deluxe resort or a split-stay week |
| 300+ points | $3,900–$5,700+ | Multi-night 2BR or back-to-back short stays |
Per TRP published figures. Your specific offer depends on home resort, use-year runway, and whether resale restrictions apply to your contract.
What raises your per-point rate
- Unrestricted contract (bought direct from Disney or resale pre-April 2016). Full access to all DVC resorts plus the DVC Collection — maximum buyer utility.
- Premium home resort. Animal Kingdom Lodge, Grand Californian, Grand Floridian, Polynesian, Beach Club — high demand, lower per-stay point costs relative to room rates.
- Long use-year runway. Selling 12+ months out gives the buyer full 11-month booking-window access for your home resort.
- Banked points included. A combined block of banked + current-year points in one offer is cleaner for the buyer than two separate deals.
What lowers it
- Riviera or resale-restricted contract. Limits which resorts the buyer can use. Per-point offer lands near the floor.
- Less than 90 days of use-year runway. The 11-month and 7-month booking windows are mostly closed — thinner inventory to offer.
- Large borrowed-forward balance. Next year's allocation shrinks and buyers price that in.
How the process works
DVC follows the same flow as every program TRP buys: submit your account details (member ID, point count, home resort, use-year window, any banked or borrowed points), get a written cash offer in ~24 hours, e-sign a one-page agreement, and receive funds wired within 48 hours. No upfront fees. You keep the deed and membership.
What changes with DVC versus other programs: the buyer will book stays through your member account, typically at your home resort or transferring to another DVC resort. Disney does not flag this as an issue for normal annual allocations within owner accounts.
If your goal is to end the contract entirely — stop paying maintenance fees forever — that is a different conversation. DVC contracts are actually worth something on the resale market (unlike most timeshare contracts), so cancelling via a resale broker may net you more than just selling one year of points. See sell vs cancel for the framework.
For the cross-program cash comparison, see how much are timeshare points worth.
FAQ
- Does selling points affect my DVC membership or future use?
- No. You are selling this use year's annual point allocation — not the deed. Your membership continues, your home resort priority continues, and your next use year's allocation will be issued normally. You can sell each year independently.
- I have points from multiple use years banked. Can I sell all of them?
- Banked points and current-year points can typically be sold together as one block. Tell TRP your total spendable point balance and which use year(s) each tranche comes from — they price the package as a whole.
- My home resort is Riviera. Does that affect the offer?
- Yes. Riviera points can only book at Riviera — they don't travel to other DVC resorts (the resale restriction Disney introduced in 2019). Buyers know this and price Riviera allocations slightly lower than unrestricted contracts. You can still sell them; the per-point rate is just at the lower end of the range.
- Can I sell points I borrowed from next year?
- Borrowed points are in your current-year account and spendable now, but they come out of next year's allocation. Buyers can use them, but they factor that into the offer — if your account has a large borrowed balance, next year's available points will be smaller, and buyers know it.
- What if Disney has already added restrictions to my contract?
- Resale-restricted contracts (purchased resale after April 2016) cannot access certain DVC Collection resorts (non-DVC Disney resort hotels). Buyers can still work with them for standard DVC resort stays, but the per-point offer may reflect that limitation.
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Free, no upfront fees. Most owners get a cash offer within 24 hours.
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